In a recent ruling, the Alberta Court of the Queen’s Bench corrected an earlier decision which found that a pilot’s estate was entitled to insurance coverage for loss of an aircraft, despite the fact that the pilot’s medical certificate had expired. Nicholas Gudzinski took out an insurance policy (the “policy”) on his Cessna 177B Cardinal. The policy listed Gudzinski as an approved pilot and provided coverage: “only if your aircraft is flown by an approved pilot … who has the required license or endorsements to fly your aircraft.” On August 19, 2006, Mr. Gudzinski was killed when he lost control of the aircraft after making a slow-speed pass at a low altitude. Gudzinski was issued a Canadian private pilot’s license…
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